Canadian mortgage calculators that actually give you answers.
See your comfortable range and maximum purchase price, with stress test and closing costs. Not one scary number, a range.
Open calculatorRun the real numbers on renting vs buying in your province. Includes CMHC insurance, land transfer tax, FHSA, and investment growth over 5 to 25 years.
Open calculatorEstimate your mortgage penalty before calling your lender. Covers IRD, posted rate differentials, and the fine print for major Canadian banks.
Open calculatorCompare fixed and variable rates across Bank of Canada scenarios. See which one wins over your full term, not just today.
Open calculatorSee how an extra $200 a month could save you $40,000+ and chop years off your mortgage. Live chart, real Canadian math, zero guesswork.
Open calculatorCould rolling your credit cards, car loan, and other debts into your mortgage save you hundreds a month? Add your debts and see the math.
Open calculatorGet your mortgage grade, equity snapshot, and see how your rate compares to today's best. 60 seconds, no credit check. Share it with anyone.
Open toolYour mortgage gets a report card, A+ to F. See how your rate stacks up against today's market and what switching could save you each month.
Open calculatorGet your free mortgage report card. We'll grade your rate, estimate your penalty, and show you what's available right now.
Grade my mortgage