A room full of kids is hard enough.
Your mortgage shouldn't be.

Free mortgage check-up for Ontario teachers. Built for the grid, summer pay, and LTO income. Takes 2 minutes, completely private.

7,000+

mortgages graded

2 min

start to grade

A+ to F

your grade

How it works

1

Enter your details

Rate, balance, lender, renewal date.

2

Get your grade

A+ to F, against today's rates.

3

Take it from there

Report card, renewal reminder, or nothing at all.

Ontario right now

Why this matters today

⏰

The renewal wave is here

Locked in at 1.5% in 2021? Those terms are up. Your next rate could move your payment a lot.

2026

🧮

Teacher income gets read wrong

Occasional and LTO teachers get declined for "no salary" when a two-year average qualifies them. The grade shows where you really stand.

Common

You grade work all year.
Grade your mortgage once.

On your prep, on your phone. Done.

No signup · No spam · Your data stays yours

GradeMyMortgage.ca
A free check-up for Ontario teachers · Not affiliated with any school board, teachers' federation, or the Ontario Teachers' Pension Plan.
A tool by GradeMyMortgage.ca
Your data is encrypted, stored in Canada, and never shared with third parties.

A room full of kids is hard enough.Your mortgage shouldn't be.

A room full of kids is hard enough.
Your mortgage shouldn't be.