🏥 Free for St. Joe's staff - a perk, not a pitch
SJ
St. Joseph's Healthcare
Staff Perk
Jeff Mudrick
Mortgage analysis
by Jeff Mudrick
🏥 For St. Joseph's Healthcare's 4,500 staff

You look out for your patients.
Who's looking out for your money?

Free mortgage check-up for St. Joe's staff. Two minutes. Completely private. Never shared with your employer.

🔒 Private⚡ 2 min✅ No strings📊 Real rates
7,000+
mortgages graded
$3,200
avg annual savings found
2 min
to get your grade
📍 Hamilton right now
Why this matters today
📉
Hamilton prices off their peak
Median sits around $690K. More supply, less competition. First-timers have real leverage for the first time in years.
↓14% from peak
⏰
The 2021 renewal wave is here
Locked in at 1.7% four years ago? Your next rate letter will be a shock. Run the numbers before you sign anything.
Act now
🎯 Sound like you?
🔄
Renewal coming up in the next year
Your bank sends a letter and hopes you sign. That's their whole strategy. Find out what you actually qualify for before committing.
Most common
🏡
Ready to buy in Hamilton
Stable income, defined benefit pension, prices finally cooperating. Your borrowing power is probably higher than your bank told you.
First-timers
🔒
Locked in and wondering if breaking makes sense
We calculate the exact penalty vs. savings - so you have a real answer, not a gut feeling.
Break analysis
“
“I had no idea I was 1.2% above the best available rate. Took me 3 minutes to find out. Now I'm saving $290 a month.”
S
Sarah M.
Registered Nurse, Charlton Campus
⚡ How it works
1
Plug in your details
Rate, balance, lender, renewal date.
2
Get your grade
A+ to F, compared to today's best rates.
3
Do whatever you want
Report card, renewal alert, or just move on with your life.
You run toward the hard stuff every shift.
Your mortgage shouldn't be one of them.

Two minutes. On your phone. Between whatever comes next.

No signup · No spam · Your data stays yours
GradeMyMortgage.ca
A perk for St. Joseph's Healthcare staff · Not affiliated with St. Joseph's Healthcare Hamilton
A tool by GradeMyMortgage.ca
Your data is encrypted, stored in Canada, and never shared with third parties.